The Norway rate card
| Domestic card | 1.8% + NOK 1.80 |
| International card | 2.9% + NOK 1.80 |
| Currency conversion | + 2% over mid-market |
| Amex surcharge | + 1.5% |
| Dispute / chargeback | NOK 150.00 |
| Settlement currency | NOK |
What you actually pay, by ticket size
The NOK 1.80fixed fee is the part that bites. Because it's flat, it dominates small charges and fades on large ones — your effective rate is never just 1.8%:
| Charge | Stripe fee | Effective rate |
|---|---|---|
| NOK 100.00 | NOK 3.60 | 3.6% |
| NOK 500.00 | NOK 10.80 | 2.16% |
| NOK 2,000.00 | NOK 37.80 | 1.89% |
A NOK 100.00 sale pays an effective 3.6% — versus 1.89% on a NOK 2,000.00 sale. If your business runs on small tickets, the fixed fee is the single biggest lever in your payment cost: larger baskets, bundling, or annual billing all attack it directly.
Model your exact mix — international share, currency conversion, dispute rate, monthly volume — in the Stripe True Fee Calculator. It covers 18 countries including Norway.
International cards & currency conversion
The moment a customer pays with a card issued outside Norway, the rate rises to 2.9% + NOK 1.80 — roughly 1.1% above domestic. And if you charge in one currency but settle in NOK, Stripe adds about 2% on the conversion. A business selling internationally from Norway should assume a blended rate meaningfully above the 1.8% headline, not at it.
Disputes: the fee that dwarfs the rest
A single chargeback costs NOK 150.00 in Norway — and you forfeit the sale amount too unless you win. One disputed NOK 2,000.00 order can wipe out the processing margin on dozens of clean ones. For most merchants, fraud prevention returns more than any fee negotiation.
How Norway compares
Across the 18 Stripe markets we track, Norway's 1.8% domestic rate is the 6th lowest. For context, United Kingdom is the cheapest headline rate at 1.5%, and Brazil the most expensive at 3.99%. Remember the percentage is only half the story — the fixed fee and your average ticket size decide what you actually pay.
FAQ
How much does Stripe charge in Norway?
1.8% + NOK 1.80 per domestic card transaction. The effective rate is higher on small charges because of the flat fee — 3.6% on a NOK 100.00 sale.
Is there a monthly or setup fee?
No. Stripe's standard pricing in Norway is pay-as-you-go with no monthly minimum or setup fee — you pay only the per-transaction rate above. Optional add-ons like Billing, Tax, or Radar carry their own separate fees.
Are these rates official?
They reflect Stripe's published standard pricing for Norway, verified 2026-05-28. Stripe offers custom interchange-plus pricing to larger merchants, and your negotiated rate may differ — always confirm on Stripe's own pricing page for Norway before modelling a budget.
Rates verified 2026-05-28. Independent analysis, not financial advice — confirm current rates on Stripe's pricing page for Norway.