E-commerce Profit Truth

Your margin is not what the platform tells you it is.

Shopify shows you sale price minus product cost and calls it margin. Reality includes apps, transaction fees, payment processing, returns, disputes, advertising, and the cross-currency hit on settlement. We rebuild margin from first principles.

Live tools
1
In build
1
Total planned
7

Tools

Why this category exists

  • Apps quietly eat margin

    Most stores carry 8–15 paid Shopify apps. At an average of $25/month each, that's $2,400+/year that doesn't show up in any product margin calculation.

  • Currency settlement spreads

    If you sell in USD but settle in NZD/AUD, your effective margin drops 2–4% via Shopify Payments' FX markup unless you use a multi-currency bank account.

  • Dispute reserves are real

    Card disputes carry $15+ fees plus chargeback amount. A 0.6% dispute rate erodes 1.5%+ off effective margin for a typical AOV.

FAQ

Do you account for Shopify Capital cash advance pricing?
Yes, in the standalone Shopify Capital cost tool (planned). The base Shopify True Cost Calculator doesn't include financing.
How do you model app spend if I haven't installed all apps yet?
The calculator includes typical-bundle defaults (e.g., Klaviyo, Loop, Judge.me) at their public pricing. Override to match your actual stack.

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